in-patient hospitalization for two (2) or more consecutive nights at  a medical facility accredited by and in good standing with the Federal Ministry  of Health. This benefit can be claimed for four different incidents per year. The  benefit available per incident is 25% of the annual benefit amount.

upon the death of a Member for any reason other than self-inflicted injury, active participation in war, riots or demonstrations, or abuse of alcohol or illegal drugs.

this coverage enables members to access telemedicine services for remote medical consultations with pharmacists and facilitates access to pharmacies for obtaining prescribed medications. To access services, the member needs to call the aha! Call centre. The call centre promptly identifies the member, generates a unique transaction code, and directs them to the nearest pharmacy within the network for physical care